The loan is a relatively well-known term in the world of fast non-bank loans, and a very high number of clients, which has already exceeded 750,000, testify to the success of this project. which is part of a strong international friendly finance group. Therefore, the loan offer is absolutely reliable and proven, in addition to the Czech Republic, this loan offer also works successfully in Slovakia, Poland or Spain.

A one-off loan from Loan Bank is one of the classic fast and short-term non-bank loans. You can get a maximum of CZK 10,000 for the first time, and the upper limit for repeated loans is up to CZK 20,000. The maturity is similar to other short-term loans, with a maximum of 31 days. It is up to you whether you set a shorter maturity and pay less, or choose a longer maturity with a higher loan fee. The advantage is certainly the possibility of prolongation, and even quietly and repeatedly.

The loan is exclusively negotiated via the internet and, thanks to its conditions, it is well accessible to a wide range of clients, including those who have not obtained a loan from other credit companies. Essential requirements are over 18 years of age, fixed income, and a bank account, and you should not have any debt with any other institution. You do not need any guarantor to deal with the loan, nor do you have to stop the property – just fill out the form, send it online for review, and within minutes you will learn the result. In addition, if you have an account with one of the five banks that Loan is using, the payout itself is a matter of minutes.

Our loans and bad credit are here to help

As has already been said, loans from Lapointe are always arranged via the Internet. If you do not know what to do during completing a form for loans for bad credit, you can also call us, send an inquiry by e-mail or fill in the contact form on the website. Prepare your ID card and your bank account number, other documents or documents you will not need to process the application from your personal IDs before filling in.

How high does a loan offer? Is it possible to get the first loan for free?

The loan facility provides fast non-bank loans from CZK 500 up to CZK 20,000; for new clients, the maximum loan amount is CZK 10,000. Unfortunately, the first free loan from this provider is not offered.

What documents or documents will I need to process the application?

The entire process of negotiating a loan is done online through a website, which means that you do not have to look for a lot of different documents and documents. But you will need your ID card – the internet application includes, among other things, data from the OP, such as its number, etc.

Is this loan also suitable for retirees?

Yes, it is important for the applicant to have a permanent, permanent income, so he may also be a person receiving a pension.

How is it possible to extend this – does this offer?

Yes, as with the vast majority of other lending companies, Lapointe also has the option to extend the loan maturity date. You can simply apply for an extension from your online account and can also be used repeatedly (of course, always for a fee).

Final evaluation

The loan is one of the most popular and desired loans, in its category it is one of the best-known loan offers. In many ways, Lapointe resembles a number of other quick loans, with its high speed being the advantage, be it a quick assessment of an application or an immediate payment of money to an applicant’s bank account. The benefits of this loan include, for example, the loyalty program, the possibility of repeated extensions, easy handling without unnecessary paperwork, availability of 365 days a year or the absence of hidden fees. On the contrary, we rate the high number of rejected applications and the high APR. Overall, however, Loan is one of the professional, reliable and trusted loans that we recommend especially when you need a really fast loan and can’t afford to wait long.